Email Erika Erika Gabarretta Vcard Associate | Malta Erika Gabarretta is an Associate within Ganado Advocates’ banking and finance team. After graduating from the University of Malta in 2019, she joined Ganado Advocates and in 2021 furthered her studies at King’s College London, where she obtained a distinction in her Masters in International Financial Law. During her time at Ganado Advocates, Erika has been exposed to a number of different practice areas including Intellectual Property and TMT, Investment Services and Funds and the Banking and Finance teams. Erika currently assists lenders and borrowers in financing transactions, including cross-border syndicated and club transactions involving Maltese companies and/or assets. Erika also assists local credit and financial institutions on legal and regulatory matters. Languages: English, Italian, Maltese Practice areas Banking & finance Banking regulatory Banking transactional & secured financing Financial services regulation Investment services & funds Investment services regulation Payment & electronic money Career & education Career: Ganado Advocates, Associate: 2023 Ganado Advocates, Advocate: 2020 Ganado Advocates, Trainee Advocate: 2019 Education: Master of Laws (LL.M) in International Financial Law, 2021 (King’s College London) Masters of Advocacy (M.Adv), 2019 (Malta) Bachelor of Laws (Honours) (LL.B Hons.), 2018 (Malta) Memberships: Admitted to the Maltese Bar, Superior Courts of Malta Latest insights December 6, 2023 Directive 93/13/EEC and mandatory statutory or regulatory provisions in consumer contracts by Erika Gabarretta July 27, 2023 CJEU clarifies legal consequences of invalid loan agreement due to unfair terms by Erika Gabarretta June 27, 2023 Banking & Fintech Newsletter – Issue No. 39 by Erika Gabarretta More insights