Consumer Credit Directive

AG Hogan sheds light on costs associated with early repayments under the Consumer Credit Directive

Authors: James Debono
Published on July 3, 2019
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Practices: Banking Regulatory
Advocate General Hogan delivered on 23 May 2019 his opinion in the proceedings of C‑383/18 Lexitor sp.z.o.o v Spółdzielcza Kasa Oszczędnościowo — Kredytowa im. Franciszka Stefczyka z siedzibą w Gdyni, Santander Consumer Bank S.A. z siedzibą we Wrocławiu, mBank S.A. z siedzibą w Warszawie.

Information to be Included in Credit Agreements – ECJ’s Preliminary Ruling

Authors: Julienne Bencini
Published on January 7, 2020
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Practices: Litigation, Arbitration & ADR, Banking Regulatory, Secured Financing
On the 19th of December 2019 (C290-19), the European Court of Justice (ECJ or the Court) gave its interpretation by virtue of a preliminary ruling on the interpretation of Article 10 of Directive 2008/48/EC (on credit agreements for consumers) (the ‘Directive’).